Given the wide range of opportunities and risks that the Internet offers, we ask you to observe the following general conditions for the use of our website, which we have laid down for your and our own protection. Thank you for your understanding.

1. PERSONAL DATA
Please note our Privacy Policy regarding data privacy questions.

2. UPDATES OF THE CONDITIONS OF USE
Due to ongoing industry changes in the finance industry and the associated legal terms, we have to amend and/or update the existing conditions of use from time to time. Please therefore check each time you use our website when the last version was uploaded. The most recent update was November 2021.

3. COPYRIGHT, TRADE MARKS AND OTHER INTELLECTUAL PROPERTY RIGHTS
The unauthorized use or misuse of any registered trademarks or logos of Financella Pty Ltd is not permitted.
Please note that any infringement of our copyright or other intellectual property rights may have civil law and/or criminal law consequences.

4. DISCLAIMER OF LIABILITY
Care was taken in the compilation and validation of the information contained on this website. However, to the extent permitted by the laws in your jurisdiction, we will not be responsible for its topicality, accuracy, completeness or quality and you should rely on your own enquiries.
This website may contain hyperlinks to websites owned and operated by third parties. Financella Pty Ltd is not aware of the content of third-party websites and will not be liable for any content on third-party websites or the conduct of their operators. However, Financella Pty Ltd will promptly remove any link or content upon becoming positively aware that a third party website violates applicable laws.
This website is designed to provide general information and in no way replaces finance or professional advice. For such advice, please contact a specialist of your choice. To the extent permitted by law, Financella Pty Ltd does not assume any liability for actions taken on the basis of the information contained on this website.
The use of this website and downloading of data is at the user’s own risk. Financella Pty Ltd will not be liable for any damage, including damage to any data files, hardware and/or software of the user, arising as a result of such an action unless that damage has been caused by our gross negligence or wilful misconduct.

5. MATERIAL SUBMITTED
When you submit any material to us via this website (including information, ideas, concepts, images, graphics and comments) you agree and represent that all present and future rights in that material (including copyright and any rights to confidential information) will immediately belong to Finacella Pty Ltd. You agree that you will no longer hold any rights in relation to that material and that Financella Pty Ltd will be entitled to deal with it as it sees fit. You also agree that you will take any steps necessary to ensure that Financella Pty Ltd holds those rights and is able to exercise them in its complete discretion.

6. CLOSING PROVISIONS
If any provision of these terms is or becomes illegal, invalid or unenforceable in any jurisdiction the validity or enforceability in that jurisdiction of any other provision of these terms shall remain unaffected.
If you want to report legal infringements on our website do not hesitate to contact us.

Financella Pty Ltd
6 Blamey Way
Cherrybrook NSW 2126
Phone: +61 499 971 812
E-mail: info@financella.com.au

Version: November 2021